Construcción de viviendas nuevas especiales
Are you considering buying or building a home, and can’t decide which to do? If you build your own home, your builder might offer financing, or you may need to secure your own new home construction loan. Security Federal offers new home construction loans.
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Préstamo de construcción convertible en permanente
Construction-to-permanent loans are a financing option that prospective custom home builders can apply for. Construction-to-permanent loans are one-time-close loans that fund construction and then convert into a permanent mortgage. During the 6–18-month construction phase, borrowers make interest-only payments. After the construction phase, the payment includes both principal and interest. An extension can be requested if the home is not complete.*
- 0.50% Credit Toward Closing Costs
- Interest-Only Payments During Construction
- Your Construction Rate Becomes Your Permanent Rate
- Lot Equity May Be Used Toward Your Down Payment
- Optional Interest Rate Float-Down at Completion
- Track Your Loan Status Anytime, Anywhere
We also offer an optional interest rate float-down at the end of the construction phase if interest rates decrease below the rate at origination. The floor rate is 4.50%.
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*A 1/2% of the loan balance will be deducted from the borrower's closing costs, up to $5,000. All loans subject to credit approval. Other restrictions may apply. SFSB reserves the right to discontinue this offer at any time.