**A Flexible CD That Works With You — Not Against You**

Lock in a competitive fixed rate and keep your money flexible. Add funds anytime. Avoid early withdrawal stress with one withdrawal per month. Start with just $500.

Open Your Flex CD View Rates

Why the Flex CD?

The Best of Both Worlds: High Yield + Real Flexibility

Traditional CDs force you to choose between earning more or staying liquid. The Flex CD gives you both. With this flexible certificate of deposit, you’ll enjoy a competitive fixed rate – and the freedom to manage your money on your terms.

Key Features

Fixed, Competitive Rate
Your rate never changes during your term – and once you reach a minimum balance of $2,500, you’ll enjoy a great, competitive rate.
Add Money Anytime
Grow your CD at your own pace. Make additional deposits whenever you want.
One Withdrawal Per Month
Once your balance reaches $10,000, you can make one withdrawal per month at no cost.
Start With Only $500
You don’t need a large upfront deposit. Start small and build over time.
Balance Safety and Flexibility
Your money across all your accounts are federally insured up to $250,000 – including the funds in your Flex CD.

Who Is the Flex CD For?

The Flex CD is ideal for people who want:

A strong fixed rate without locking away all their money
The ability to add funds over time
A smart place to keep emergency or opportunity funds
Structured saving with room to adapt to changing financial needs
A way to grow savings without losing access

You might use the Flex CD to…

Build Savings Over Time: Start with $500 and add to it monthly.
Park a Larger Balance: Once you reach $10,000, you can access funds monthly if needed.
Keep an Emergency-Friendly Savings Strategy: Keep your safety net accessible while earning more than a traditional savings account.

Example Use Cases

Building Savings Over Time: Start with $500 and add to it monthly.
Parking a Larger Balance: Once you reach $10,000, you can access funds monthly if needed.
Emergency Savings Strategy: Keep your safety net accessible while earning more than a traditional savings account.

CD Specials

Detalles de la cuenta | Buscar una sucursal local

Plazo	Mínimo para abrirla	Saldo mínimo	Tasa de interés	APY
Especial de 4 meses	$500.00	$500.00	3.65%	3.69 %
Especial de 7 meses	$500.00	$500.00	3.60%	3.63%
Su CD Flex (15 meses)¹	$500.00	$500.00	3.54 %	3.59%
Especial de 15 meses	$500.00	$500.00	3.61%	3.66%
Su CD Flex (35 meses)¹	$500.00	$500.00	3.40 %	3.44 %

¹Los intereses se acumulan y se acreditan trimestralmente. La multa por retiro anticipado es de $50 (si se cierra antes del vencimiento o realiza retiros cuando el saldo es inferior a $10 000.00). Realice 1 retiro GRATIS de su CD Flex cada mes siempre que el saldo sea superior a $10 000 al momento del retiro. ¡Haga depósitos en su CD Flex tanto como desee! Se puede imponer una multa por cualquier retiro de CD antes del vencimiento. Las tarifas pueden reducir las ganancias de una cuenta.

APY = Rendimiento porcentual anual. Se puede imponer una multa por cualquier retiro de CD antes del vencimiento. Las comisiones pueden reducir los ingresos en cuenta.

Ways the Flex CD Can Help

Pain Point 1: “I want a good rate, but I can’t lock away all my money.”

Most CDs require you to give up access to your funds entirely for the duration of the term. The Flex CD solves this by allowing one withdrawal per month once you reach $10,000 – giving you both a high yield and flexible access.

Pain Point 2: “I don’t have a bit lump sum to open a CD.”

Many CDs require $5,000–$10,000 upfront. The Flex CD starts at just $500 and allows unlimited add on deposits, making it perfect for savers who want to build over time.

Pain Point 3: “Life hit me with a big, unexpected expense.”

A furnace dies in the middle of winter. A car needs a major repair. A medical bill shows up out of nowhere. Traditional CDs lock your money away – but the Flex CD lets you access funds once you reach $10,000. You’ll enjoy more peace of mind, knowing your savings are still growing and still available when life throws a curveball.